Kotak mahindra bank is very friendly and also corporate with me, I has a account in kotak mahindra bank in last 2 year I happy with kotak’s all banking system with phone also, the behaviour of the staff is very warm and always ready help us, in other bank kotak give us better service and very fast service the only thing I did not like is atm’S SERVICE, othewise kotak mahindra bank is one of the good bank and give very good service to us.i get phone banking messages about balance in my account, happpy to have kotak mahindra bank.