My company give me salary account in KMB.
I using it for 1 year service is great as quick phone banking, atm low charges, credit card availabitllity, imps, super customer service( call chargeble)
For these reason im not going other bank for salary account purpose.
Time to time account monitoring system,
Online Fixed Deposite, Reccuring Deposit, Term Deposite( monthly income scheme) available.
You can get loan from kotak by applying directly to calling but no needed of documentation or less.
Credit available for low salary accounts that is great for online spender, geeky guys, movies fan, dining outer etc.
In a word the service is super provided by Kotak Mahindra Bank.
Thank you