If there would have been an option to give negative star I would have given a Negative star, I had opened a Jr. Acc which was supposed to be a Zero balance account, and I just Noticed they have charged 12000 as charges, this is a clear scam, they loot middle class people like us and give Loans to Big companies, Do NOT Invest in them with any FD, RD or any other product, they lure people with bright 6% interest, its better to go with a Govt. Bank at-least we get what they say.