I am writing this to hare my bad experience with Kotak Mahindra Bank throughout last 3-4 years. I my earlier organisation, Kotak had a tie up and seeing 6% interest, I had taken it. But almost in all criteria, it is far behind other banks. It’s website is not simple. If you go to any branched, more of freshers sitting on the desk who does not know much. If you want to change your contacts, process is even more complex than SBI.
If interest rate is the only criteria, its better to go for Yes Bank with world class facilities in their branches and better website.