I am a salary holder of Kotak Mahindra but still they offered lower credit limit of Rs.15, 000. They are not good in system updates, My due date falls on 5th of every month, but they start calling to the customers from 25th onwards, Its really bad to give reminder calls everyday. And they debiting 2000rs per month from my account for no reason. They keep calling me each abd everyday to pay my credit card bills. Pathetic people with poor services.