I own folio number 4404066 and 4681878 from past 1.5 years, but I could not see any substantial profits. I would have rather opted for Fixed Deposits than this. Customer service etc is good, but the whole and sole purpose of investing in Mutual Funds is not been met according to my expectation. 1.9% of profit in 1.5 years by a financial institution and fund managers is really bad.