Not a good service. when I had opened account they told me we will deduct 5000 rs as Initial deduction( part of procedure) from saving account but in actual they have deducted 50000 and when I have called them in morning( working day at 10AM) to return money into my saving account they told me it is not possible in same day and their was 3 days holiday followed by that day. DONT USE THEY WILL TRY TO TRAP YOU. And after that when I went to CLOSE account they said it is not possible to close account within 6 months. Also now they are charging me 4000 because I did not maintain minimum balance for 1 month.