LIC is a govt. insurance company, earlier it was trustworthy but now people are reducing their interest in the company. As agents just sell you any policy and dont tell the right facts to the client and when time come to use policy client gets to know that these things are not covered or that thing is not covered and client has to struggle a lot to get claim.
LIC has range of plans you will have to spend days for choosing plan yourself, that is why people take help of insurance agents.
Gone are the days when LIC premium was low, now premium of LIC is also high as other private companies.
Staff Attitude in government company, bank dont need to be explained. They really dont have any respect for client.