According to me LIC is the best insurance policy. I have been I LIC for 5 years. I was paying an amount of 3800 every month for 5 years . I was not interested in it but on my familys pressure I was doing that. But at the end of 5th year I got a bulk amount of 5L. The amount I payed was doubled and I was surprised and happy . I decided to continue this and I am doing that now. Awesome experience with LIC. Customer service was really good.Premium plans are awesome. Range of plans are exclusive. Staff attitude was polite and loyal.Had a good experience.