This info did seem out of place for all my friends (specially coming from me) :) but given a second thought .. I am writing .. since it might help you .. to a secure future..
I opted for a LIFE INSURANCE POLICY (in this visit to India), I already had one but it was very inadequate..
Specially..
’’IF’’ you are the ONLY Member earning in your Family ..
’’IF’’ lots of Family Members Life can get affected by your life..
’’IF’’ you have a Home Loan pending..
’’IF’’ you still have responsibilities Lined Up :)
’’Even IF’’ You Are Insured by your Current Company/Employer..
’’IF’’ you are right now in India .. or planning to visit :)
Just GO FOR THIS POLICY and make your Dependants life easier.. and get a Goodnight’s Sleep. It requires a Medical Test .. just Blood Sample, Chest X-Ray, ECG (Paid by LIC and Taken Care by the Agent). Premium Payment is easy through Internet Banking (ICICI or HDFC or LIC own website).
This is not for .. those whose Dependants are very well set ;) but still if you want you can
JEEVAN MITRA (Triple Cover Endowment Plan)
Your Age: 30 Yrs
Premium Payment Period: 30 Yrs
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Sum Assured: 10 Lacs
Natural Death Family gets: 30 Lacs
Accidental Death Family gets: 40 Lacs
You Paid in 30 Yrs: 43, 135 * 30 = 12.94 Lacs
No Death
Maturity Amount: 28 Lacs (YOU GET) + You save 30 yrs Tax (if working in India)
Yearly Premium: 43, 135.00 Rs
Half Yearly: 21, 909.00 Rs
Quarterly: 11, 125.00 Rs
Monthly: 3, 898.00 Rs
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Similarly, you can Have more Sum Assured (according to your Requirement)
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Sum Assured: 25 Lacs
Natural Death Family gets: 75 Lacs
Accidental Death Family gets: 100 Lacs
You Paid in 30 Yrs: 1, 07, 837 * 30 = 32.40 Lacs
No Death
Maturity Amount: 70 Lacs (YOU GET) + You save 30 Yrs Tax (if working in India)
Yearly Premium: 1, 07, 837.00 Rs
Half Yearly: 54, 772.00 Rs
Quarterly: 27, 813.00 Rs
Monthly: 9, 745.00 Rs
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No Other Private Insurance Company .. I tried ICICI Prudential.. but these people dont give the Bonus Amount .. they only return the Premiums that you Paid over the years.
Its ONLY LIC Who nearly Doubles Your amount .. in 30 Years .. from 12.94 Lacs to 28 Lacs. Dont look at it as just ’’Profit making’’ .. their are other alternatives avaliable in the market for doing that :)
Nops :)) I have not taken Insurance Agent Job .. but thought of sharing my experience.. Baaki Aap Sab Kaafi Samajhdaar hai .. :) he he
Take Care of your Dependants .. and Family ..
When you are with Them and When You are Not With Them..
SHOW MUST GO ON !! Even when you are not performing on Life’s Stage :))