Hello friends I am telling my experice about this .this is the best insurance company.i have its jeevan anand plan in 2014 .in which I have to pay for 30 years some amount.after they pay me assured gaurantted money and for accedental death coverage and after death amount paid will be double then normal .i think around 90 percentage persons has his insurance from this company.also its agent are also very carefull nature.indeed I met my agent which is very decent and clearly he told be comparison of plans.and merits of plan after that he suggested me to take jeevan anand policy.even it is a public sector company though its attitude to their customers is very user friendly.i like it and preffer then other company plan