Mandatory! This word should be implemented on insurance companies.It is very wide industry all over the world.But yet people take insurance on their own choice.we are not selling food products which one can take as per their own choice, but we are saving people’s future.so govmnt should implement it as mandatory for all people to take insurance according to their balance. It will be beneficiary for government, and people.also it will be insured for employees to do their job in this industry as well.