I really had a very bad experience with these guys. I have taken chit and they gave the amount only after 10 months with many surety, initially they said everything is simple and easy. That too the manager are like chameleon and cheated me.We have an number of ways to say our money dont go with these guys. It will result in money loss and tension. More over after taking the chit they will treat as like a dog which is greedy to have the bone