I am using master card for last 8 years. If you do regular payment and use this carefully then it save lots of efforts and make youe life better.
Just use this card carefully fdor your use only. You will find your life much better. It provide much better way to shopping. Paying bills. OnIne shopping etc.
If you misuse this card then it will mltiply your liablities. And increase your bill. So use this cards and avoide misuse to get its benefits.