Max new york life doesnt have any business ethics and they are cheating people by fake commitments. I bought a policy around three and half years back(for 80C) with assurance that after 3 years you can withdraw your amount without any charges and when I actually wanted to withdraw there were heavy charges for surrender.
I followed up with customer service and said that it is a case of fraud but no action were taken. My policy no. is 727581936. I will not suggest max new york life.