I bought an life insurance plan my self quarterlay 5000/- .i give 45000 money in last premium I can be complete due to financial problems. They tell us your policy is lapse if you continue it give till date amount with plenty. I said I can not give such large amount can you give only my deposit amount. They clear refuse me we can not do this. If you are planning to take policy cuddly your agent and company otherwise you will waste you time and money too. Their agent leave job in between and you policy may suffer you will get zero amount without any interest. ??