So many negative reviews I don’t know why, Minance is the best of its kind in market. Infact it’s the only reputable one in performance based fee ones. They don’t come after your money in form of fees, charges and all.And you should know your risk appetite before going into any financial products. You expecting 50- 60% return on your capital, should be ready for 30-40% downside returns. Everyone wants high returns with no risk. Just think with your mind.It has "assets pay cash" Which enormously increases your returns. Say you get 8-9% in mutual funds, with only those funds as collateral they earn 0.5-1% every month with almost zero risk. That’s a net gain of 5-10% extra net return after fees and tax.