Just like paytm this one is also an online banking come money storage app .i have been using this app for the last few months and I felt that it was much faster than other apps of similar genre out there . I always liked to do things fast so I felt this app was ideal for me but regarding safety I felt it was less secure than paytm as it seemed a lot more easier to acces the account compared to paytm . But another plus point is that it offers much more recharge options for various service providers compared to others . It also actively provides various discount options for movie tickets and travel tickets. All in all its an ideal app with a very simple interface for easy usage.