I used mobikwik app for a while ago.
Its offering many online payment facilities like recharge, bill and many other things.but there is one thing that they are fooling there customers that is they not giving cashback like paytm or phonepe as wallet balance, they are giving mobikwick cash which have no use.i have 140 mobikwik cash when I going to pay my bill I only can use 10% of it and I have to do minimum transaction with 100 for redeem mobikwik cash .thats makes mobikwick worst wallet app then others.