I am using mobikwik since 2013. I have used both web and app version of the MOBIKWIK, and found both platforms very interesting and user friendly. But I would like to say that MOBIKWIK app is the must have app for any smartphone user.
It provides different services like mobile recharges, bill payments, electricity bill payments etc. It has a option of keeping money in its wallet for using this different services. It also offers cashbacks on adding money to its wallet. This wallet money can be used at different website like online shopping websites, railway ticket booking site and Many more. So in this way it provides the digital wallet for its users. I would definitely recommend this app to everyone. It has great GUI and security.