Friends I am using Mobiwik from few months it is a good website for only recharging they also offers many online services but it is not good as paytm as in paytm you get a freedom to transfer money from your wallet to your own Account but for this feature mobikwik has many restrictions.once you load money to mobiwik wallet their are many problems to transfer it to bank account .They also not give cashback if they give then you can only use ten percent of your cashback in next recharge and for this also you should have all the amount in your wallet they call this concept as supercash.Friends I will sugest that you can use mobikwik for recharging but for booking tickets it is adviceable to use paytm.