The concept of mobikwik is good but they had not implemented it well.Initially mobikwik was giving so much offers to his customers which make it famous. But after they got popularity they stopped giving many offers.The transactions takes too much time and sometime they got canceled which gives too much inconvenience.Sometime the money which we had added to the wallet is not shown which creates too much problem and sometime it takes too much time to add money.So in my opinion mobikwik is not a great app to use as there are many good options are available in market which we can use.