I have been user of mobikwik for more than 6 months and I guess that qualifies me to be provide my review on the Mobikwik.
Mobikwik is a platform which you can use to pay the utility bills, recharge your mobile, book your tickets and many other. But what makes Mobikwik interesting is it offers discounts i.e cashbacks in huge amount compared to other sites. One important thing to notice here is that it is SUPERCASH and not the direct one. The Supercash is something like you can make use of 10% of it at any moment of time. So if you have Rs 300 as your Supercash then you can only avail Rs 30 at a time. The worst update that Mobikwik made recently is that it assigned an expiry date for the Supercash and so the product is not going to be as hot as it was before. You will have to do many transactions in a month to spend the Supercash that you have earned. So this not very friendly and your cash often goes unused.
The service and the support is not that appreciable and the standard has been decreased with the time. The app is quite fast and it is user friendly too.
For the cashless transactions, PayTm has already captured the market and there are hardly few vendors who accept some other payments other than the PayTm.