I take my bike hero Honda passion plus model 2003 insurance from new India assurance company in 850/- PA. I have not taken any claim as on today but premium is around 600/- to 750/-. One day my bike bown before new India assurance office In gurgaon, and some dent occur on petrol tank, I talk to representative what should be the solution he told me inspection will be taken by men and charges 100/- rupees extra. I told why I should pay extra for this it happen before your eyes, he ignore then I decide to break 4th his service and go to Delhi be branch rajendra palace hemkund tower 11th floor and continued my service they not give me any claim. So friends if you are planning to take insurance ask complete details like what is cover or not then take decision.