I heard of ngpay recently and downloaded it from their website. Must say here that the reviews you see below are not really of the website. Because as far as I know, ngpay is app on the mobile, the website just gives info about it. So here is my experience of the application.
I downloaded ngpay a few months ago, but didnt use it for quite some time. And then I got a mail from Axis Bank about the services available on it. First, I had to connect my bank account on ngpay, which was along process. I had to go to the ATM and click on special services. They sent a link and then after a few more steps, I could check my account balance etc on the mobile with ngpay. Which was quite cool I thought.
But the real good part about ngpay is the facility of booking movie tickets! I selected a theater near my place, the movie(Guzarish, of all movies! more on that later!), selected the show, and even selected the seats! Got into payments, and paid through my bank account! All I had to do then was show the booking no. and got the ticket at the counter.
Theres a lot more to do on ngpay, and I will try each of their services and review them here. For now, 5 stars! Go for it.