I had brought a health insurance heartbeat Silver from Max Bupa in January 2012.
Still now, I have not utilized for single rupee, few day before my wife got admitted in hospital for some miner operation. I was certain that as I am having a Max Bupa policy they will take care for this operation.
I got half cashless office from my corporate account(star), rest I connected for repayment with Max Bupa. They objected the claims expressing that Benefits won’t be accessible for Pre-existing Conditions until 48 months of consistent scope have slipped by since the origin of the primary Policy with us. My worry is any sickness comes we won’t go for hospitalization unless it’s important. We go for OPD and checkups and solutions.
The same case I got half cashless from star wellbeing, why Max Bupa is not tolerating this. Its 30 pages terms if go plainly you won’t 1 rupee advantage unless its mischance, most exceedingly awful insurance agency and most exceedingly awful client care. I don’t recommended Max Bupa Health Insurance.