Friends let me tell you my experience with NJ India services. I always hawas Fixed deposit- person which means I always thought FD is the safest option for investment.
It gives you a rate of interest of 6.5% which is less but safe. But my this myth was broke in parts by a NJ executive who met me personally, took two hours and gave me a proper blueprint of what investment should I do ahead. He said that FD provides a ROI of 6.5% whereas Mutual Fund provides ROI in the range of 12-18% and sometimes even more.
But I was worried about the risks because it is linked to the share market.
The advisor showed me that the markets goes down, but it doesn’t remain down for long. Investments will always benefit you from mutual funds.
It seems true because after a year I’ve been benefited from SIP and I have received average ROI of 15.5% which is 2.5x more than FD and I’m happy.
I would suggest you all to try only a small amount in MF and see the benefits yourself.
Mutual funds sahi hain!