OBC MPay is the mobile banking app of Oriental bank of commerce and I have been using this from a few months.
To start using this app you must have mobile banking activated this from your bank account then you have to set up your password you login to your account only with your customer ID and password and the timeout is five minutes so it provides good security but the problem is that this app doesn’t work sometime.
Many times I am not even able to login my account I tried to login in just a moment ago at 5: 36 PM but the process failed and it’s telling me to wait I will try later now it has been 10 minutes I tried the same multiple times but no luck so far.
so what’s the use of this app I can’t even check my bank balance? I am attaching screenshots below when it works you can check your bank balance request for a passbook, cheque-book, pay bills, et cetera. But I haven’t used all those features so I can’t comment on that one strange thing that I have noticed is that at night, you cannot make a transaction using the bank as this I was never respond. This is this something that happens either due to unavailability of resources. I tried spending money to frnd using Paes app but the transaction never completed down just feel AB say is waiting for bank transfer was not working or maybe they had turned off at the night to make profit surprisingly during the day, everything starts working again. Also I would like to mention that I am not able to get a mini statement of my bank account. Under mini statement I have two pointsEither to get in on my email ID or to print it however none of them works. I am not able to see my transaction history at all. Although the bank has all the information about me phone number email ID et cetera highly disappointed