There is a message refer and earn . and I referred my friend and he has opened a new account and add/rechase money of 100 rupees but no referral credit in my account . second thing is offer its getting everytime upto 150% cashback and when cashback come in acount is just 2 rupees. the customer service is too bad when you call wait minimum 30 minutes . after that the phone will disconnnected by him .