Fast and reliable. Paytm is the best online money transaction app. It makes me safer than any other app. It helps in sending money, mobile and dth recharges, electricity bills and many more. Every where paytm is available now these days. For paytm to work we must have Internet. I use paytm wallet to do my utility recharges and transfer monet from my paytm wallet to my bank account. It is very secure and reliable. The best mobile payment app I have ever used.