Guys I would really say that dont buy this protection plan as this is a fraud, while your claiming your damage they will just read some terms and condition to deny your claims,
In my case, I gifted the phone to my cousin( mavshicha mulga). After usage of 6 month he damaged that phone(screen only damaged), when I raised the claim after verifying my documents they informed that my claim will not be settled because phone was damaged by my cousin(mavshicha mulga) and not by me or my immediate sibling.