I have invested 3L in mutual funds via Paytm money. In Paytm money I have choosen Paytm bank as my default bank for all transactions. I have withdrawn my 3L from Paytm money to Paytm bank, but Paytm bank has declined my incoming credit transaction of 3L with out any reason. My amount is stuck with mutual funs company and they not releasing with as bank declined transaction. I raised many tickets to resolve the issue and reinitiate the transfer but both Paytm Money and Paytm Bank is not resolving my issue since long time. Better choose other bank and other apps for mutual funds and bank trasactions. Very bad service 3L is not a small amount and I am in emergency for family expenses. These kind of operations must be strictly avoided by the SEBI and RBI.