Fill in funds and you are all set to use your money anywhere, anytime with just a few taps on you phone. It is by far the easiest way I have ever purchased anything. I don’t need to carry cash that could be stolen and this makes it more reliable. You can also purchase digital gold with your idle money, which is an investment in true words. Its just that while you transacts money from paytm wallet to bank it charges some fee. But that’s not a thing to worry about.