Hi viewers I am sagar jaswal and using paytm app from 5 months. I was suffering from late transactions everytime and the performance of app is slow too . this app is all about money transactions it also deals with shoppings. The concept of this website or app is very new .but it needs further improvement in every department. Although The app’s designs are attractive . The app is not established and consist of lots of errors too.therefore I am Not recommanding this paytm to everyone at all. Waste of time in real sense.