Concept-so concept of paytm is very good.they provide very secure payment method and I can freely recharge and pay bills without any difficulty.i have also book train tickets from paytm and that was great time and they also provide cashback.
layout and design is very good.the app have good feature with awesome layout and design.it provides lots of facility as well.
features and function-so paytm app provides lots of feature like we can pay our electric bill, mobile bill as well as books flight, train tickets and lots more things.
usefulness-paytm is very use full it provides very secure transaction feature as well.