Recently PAYTM Aap got vitrified by NPCI to generate UPI based transection , Paytm opened a bank( Paytm payment bank) recently for UPI transection.
It is second opend bank which can’t provide loan facility. it gives us facility to open your bank account immediately without any complex process , just by your UID & PAN .
it gives 6.85% for fixdiposit & 4% annual in saving account. Few days ago Paytm payment bank launched a scheme for UPI transection ₹1 cashback per transaction. PAYTM boosts the Indian initiative CASH LESS INDIA so , overall I’m very satisfied by it . And paytm opened a Mall also which has a lots of product, with many discount offers.