Hi guys,
PAYTM is an nice app bcoz or this app you dony have to carry money with this app us can do shopping, bill payment, mobiles recharge, any my favourite movie tickets booking.
PAYTM also gives you many offers, many discount but like some other app eg Phonepay you dont get any cash back but offer are good
And u can link this app with you bank account
App also provide you an passbook to check your transaction and balance.