Welll I was excited when the announced paytm payment bank as I was addicted to paytm wallet so I immediately filled the fourm and did kyc with them. And I was surpised its more like wallet 2.0 verson. Can’t able to cash deposit and they don’t give the atm card only virtual debit card thats don’t used a lot same jobs are done with its wallet so no use of virtual debit card. They allow limited amount cash transfer on ita payments bank. There are other this kinds of service provider are there so not so useful this payments bank