I LOVE PAYTM PAYMENTS BANK BECAUSE THE SERVICE THEY PROVIDED IS VERY GOOD. THE FACILITIES PROVIDED ARE LIKE UPI, IMPS, ETC. AND ALSO WE GET A FREE DIGITAL DEBIT CARD AND A PHYSICAL CARD COSTS RS. 120. I THINK THEY SHOULD ALSO PROVIDE CHEQUE BOOK AS SOON AS POSSIBLE. AFTER ALL I LOVED USING PAYTM PAYMENTS BANK A LOT.