This is the kind of e-wallet you would want to carry with you. There are whole lot of features which you will not find in any other e-wallet in the market. The cashbacks thing is made popular by paytm only and paytm is still holding on this cashback thing you can get cashback on pretty much everything I actively use this wallet for mobile recharge there are around 10 people who do their mobile recharge through me if you do a transaction of more than ₹50 you will definitely get a cashback this is the beauty of app and paytm is the most accepted e-wallet in the market you would observe in your market that most of the shop do accept payments via paytm and also you can make NEFT transactions free of cost you can send money in anyone account not they have added the BHIM UPI features in their app so basically if you need a e-wallet go for this you won’t be disappointed.