I have been used paytm since last 2 years. Now I can transfer money to my friends easily without any extra charges. The concept of this app was very nice and it is very helpful. it gives cashback in several ways like recharge , paying electricity bill, dth , .
Paytm devoloped their application with wonderful layout and designs. So the people use this app very easy without any difficult.
I can use paytm for shopping . Paytm gives so many features .I use scan and pay feauture for shopping it was a good feature and I like this very much.
Paytm payment bank is really awesome it provides debit card also. You can use paytm for prepaid/postpaid recharges. This app was very useful to me.