Paytm made it easy such as paying money, booking ticketspaying bills, recharging, etc.I personaly use paytm for paying my bills, getting my prepaid plans recharged, to pay money in retail stores and mainly to transfer money via paytm.Till date I dint face any problem regarding the money transfer or paying my bills.The UI is usser friendly and is easy to operate.In short it is very useful and worth using.