Recently I used paytm and here is my review on it.
Concept : The concept of paytm is to give facilities to people like recharge, payment of electricity bill, shopping, money transfer and so on.
Layout and design : The design is good but layout is not very useful as there are certain discount codes which people don’t know while recharging or making any payments.
Features and functions : As I told all the features and functions like recharge, money transfer, shopping and many more but one thing I felt not good is while transferring money there is a deduction of certain amount as charges which is little bit disappointing.
Usefulness : This app is very useful but for transferring money this app is not at all useful as there are other apps which provides the same facilities without any chargers like Bhim app.
I will not recommend this app for transferring money.