Paytm is so far the best app for online shopping, online hotel booking, online banking transactions, online train/bus/flights booking, online payment for DTH services, online payment for Gas/water/electricity connections, online metro card Recharge and mobile recharges as well as paying for offline shopping, offline restaurant bills, offline petrol fill at the places where paytm facility is available and this not enough there are many more features available with the app, the most crucial one is transferring money online as well as to the bank account directly without any hassles. With every transaction of money one is eligible to select the coupons for other shopping destinations/eating joints/service stations etc. So, its a one stop solution for all your needs. I am a huge fan of Paytm and one can easily judge this from my review.