Iam using paytm since 2015. it is a fantastic app for mobile payments . I have recharge my mobile phone and dth with paytm. paytm also started online shopping. but iam not happy with paytm shopping . because their price is too high and some friends says that they selling some duplicate product. in case of online payments like recharge paytm is best.they also provided pytm wallet for money transfer . iam very happy with paytm