Hi friends,
That is my personal experience, Paytm is highly insecure . I have using Paytm since November 2016
on 26 December 2016 I made the last transaction through of paytm for which I received confirming sms my balance as RS. 956.00, then 26 Dec 2016 I wanted to paytm again to I am horrer . my passbok showen the balance zero.
Patytm is the big Fraud company, I suggest everyone dont use Paytm.