Hellow friends I had some nad experience with paytm. I am custmer of paytm last three years. I reacharge a mobile balance of 110₹ on my number. And after all step I finish my payment through SBI net bankimg. And 110₹ are withdraw from my account but paytm display me your request for balance are under process. And I have some emergency. After some time application disply some message like your request has been failed please try again latter.
paytm app design billing and money transfer both in single app so fill like gridlock. And loading is more. And design is more complicated
paytm has features like promocode but in all promocode so many terms and condition is there. And also features of money transfer but it is not quick.
this app is much bad for reacharge. And not use for airtel custmer so it is useless for airtel custmer.