Im using paytm from last 6 month. If you have an android mobile phone then you should have paytm. Paytm is not only a app it is a e-wallet, online shopping app and also like a bank in your pocket. I make many bank transfers and shopping, mobile and DTH recharges through the app. There are so many apps like paytm but but they dont the level of paytm. I ordered a wach and mobile through the paytm and I got them as they saw me online pic. Im very glad that telling you all that all the products that I bought on paytm are so good. I think you should also try this app. Thanks