In my this review I share my personal experience with Paytm. According to my experience paytm is the bad or difficult concept for payment and recharge because sometimes money is hitch on this application. Its layout or arranging the icons on the application is wrong and also not in the proper manner. I also dont like his design which is drawn on the application. It has all features or function but the problem is money is not going or come properly. It is useful but they have some problem with the transfer of money. I hope my this review is useful to you.