Paytm is the one of the only wallet that give us very much features to use. I loved it. Nothing else like this wallet. This wallet do recharge and bill payment and online shopping option. And we eran cash by referring this walllet to our friends. Its a very good way to make india cashless. Its secure and trustable. Its customer service is too good. Its have very good product quality. Its delivery on time. Its app is very good. Work in normal net connection. Not require high speed net connection. Its a very reliable company. I perfer to all. Use it and make india cashless.